Frequently Asked Questions
Curious about how we work? You’re not alone. Here’s a rundown of the questions we frequently hear from folks like you, with straightforward answers to match. Got more on your mind? Reach out anytime—whether you prefer a chat over the phone or a quick message, we’re here to clear things up and get you the information you need.
Q: How can I get Louisville Cash Home Buyers to give me a cash offer on my property?
A: It’s simple! Just provide us with some basic information about your property through our online form or give us a call. We’ll quickly evaluate it and get back to you with a no-obligation cash offer.
Q: How quickly can I expect to receive a cash offer from you?
A: We move fast to make things convenient for you. Just show us your home, and we can often present a cash offer within the same day—no appraisals, no banks, just straightforward business.
Q: I’m not listed as the homeowner; is your service still an option?
A: Absolutely. We navigate various estate or inheritance situations by collaborating with a seasoned Real Estate Attorney, ensuring you receive the fastest and most competent assistance possible.
Q: My property is going through probate; can you work with that?
A: Certainly! We work with trusted attorneys to tackle any probate-related challenges, offering guidance and flexibility throughout to simplify your selling experience.
Q: Is it true that selling to cash buyers might mean a lower price?
A: Not at all. We’re like any other buyer, only we skip the hassle of loans and appraisals. Our offers reflect your home’s value ‘as-is’, and we’re up for the challenge of enhancing the home for its next chapter.
Q: Will I need to pay any fees if I sell my home to you?
A: Many of the houses we purchase are below market value (we do this so we can resell it at a profit to another home owner). We are looking to get a fair discount on a property. However, in our experience, many sellers aren’t necessarily expecting a large “windfall” on the property but rather appreciate that we can offer cash, we close very quickly (no waiting for financing), and no time or effort or expense is required on your part of fix up the property or pay agent fees. If that’s what you’re looking for and you see the value in getting your house sold fast… let’s see if we can come to a fair win-win price. (Besides, our no-obligation pricing commitment means that you do not have to move forward with the offer we give… but it’s good to know what we’re offering!) We also buy land as well. Please visit www.kentuckylandbuyers.com for more information regarding selling your land.
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Q: How is the cash offer for my house calculated?
A: We value transparency in our dealings. To craft a fair offer, we consider several factors: your property’s location, the repairs it may require, its present state, and the selling price of similar homes in your area. We know the market has been a rollercoaster lately, and our goal is to land on a number that’s not only fair to you but also viable for us.
Q: Are there any fees or commissions to work with you?
A: This is what makes us stand out from the traditional method of selling your house: There are NO fees or commissions when you sell your house us. We’ll make you an offer, and if it’s a fit then we’ll buy your house (and we’ll often pay for the closing costs too!). No hassle. No fees. We make our money after we pay for repairs on the house (if any) and sell it for a profit (we’re taking all of the risk here on whether we can sell it for a profit or not, once we buy the house from you… the responsibility is ours and you walk away without the burden of the property and it’s payments… and often with cash in your hand).
Q: How are you different from a real estate agent?
A: Real estate agents list properties and hope that someone will buy them. The agent shows the properties to prospective buyers if there are any (the average time to sell a property in many markets right now is 6-12 months) and then take a percentage of the sale price if they find a buyer. Oftentimes, the agent’s commission is 3-6% of the sale price of your house (so if it’s a $100,000 house, you’ll pay between $3,000 – $6,000 in commissions to an agent). Agents provide a great service for those that can wait 6-12 months to sell and who don’t mind giving up some of that sale price to pay for the commissions. But that’s where we’re different: We’re not agents, we’re home buyers. Our company actually buys houses. We don’t list houses. Since we’re actually the one buying the house from you, and we pay with all cash… we can make a decision to buy your house within a couple days (sometimes the same day). Again, we make our living by taking the risk to buy the house with our own cash, repair the house, and market it ourselves to find a buyer (which is the hard part in this market).
Q: Is there any obligation when I submit my info?
A: There is absolutely zero obligation for you. Once you tell us a bit about your property, we’ll take a look at things, maybe set up a call with you to find out a bit more, and make you an all-cash offer that’s fair for you and fair for us. From there, it’s 100% your decision on whether or not you’d like to sell your house to us… and we won’t hassle you, won’t harass you… it’s 100% your decision and we’ll let you decide what’s right for you.
Q: I need to sell quickly. How fast can you close?
A: We can close in as little as 7 days if needed. You set the pace, and we’ll adapt!
Q: Is Louisville Cash Home Buyers a wholesaling business?
A: Yes, we buy houses directly from owners and may resell to our network of investors, all while ensuring you get a quick and fair cash deal.
Q: Can I choose a closing date that works for me?
A: Absolutely! We’re flexible and can schedule the closing to accommodate your timeline.
Q: I’m not ready to move out immediately. Can Louisville Cash Home Buyers allow me extra time in the house?
A: Yes, we can work out a post-sale agreement that gives you the time you need.
Q: My house requires major repairs. Will you still buy it?
A: Of course! We buy houses in any condition, repairs needed or not.
Q: I’m facing foreclosure. Can selling my house to you stop it?
A: Selling to us can indeed stop the foreclosure process, and we’ll work swiftly to get it done.
Q: Will you purchase my property if it’s currently vacant?
A: Yes, vacant or occupied, we’re interested in buying it.
Q: What if I have tenants? Can you still buy my home?
A: Yes, we can handle properties with tenants.
Q: I’m already selling with an agent. Can Louisville Cash Home Buyers still make an offer?
A: While we can, we’d have to consider any agreements you have with your agent.
Q: If I’m out of town, do I need to come back for closing?
A: No worries! We can handle the closing remotely for your convenience.
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